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Take control of your money with a budget that actually sticks. The simple 50/30/20 split, a step-by-step way to build your own budget, and the easiest places to claw money back. The reverse covers emergency and sinking funds, two proven ways to clear debt, and the everyday money habits that quietly grow your balance. Clear, practical and judgement-free.

• ✓The 50/30/20 rule
• ✓Build your own budget
• ✓Easiest places to cut
• ✓Emergency & sinking funds
• ✓Beat your debt
• ✓Money habits that add up